No Ratio No Min. FICO
Primary Residence & Second Homes
No Income/Employment Verification
Ally
Alt-Doc No Min. FICO
Activator Equity First
Alt-Doc
Activator & Accelerator
Full Doc
Activator & Accelerator
Full/Alt-Doc
Super Jumbo
Investment Properties
DSCR No Min. FICO
DSCR Equity First
DSCR
Accelerator
Alt-Doc
Activator & Accelerator
Full Doc
Activator & Accelerator
Business Purpose Forms
- State Licensing Matrix (Business Purpose)(opens in new tab)
- Prepayment Penalty Matrix (Business Purpose)(opens in new tab)
- Automatic Payment Authorization Form(opens in new tab)
- Borrower Certification of Business Purpose(opens in new tab)
- Business Purpose Broker Attestation - New York(opens in new tab)
- Business Purpose Broker Attestation - New Jersey(opens in new tab)
Appraisal Resources
Condominium Project
Frequently Used Resources
- AML Program / SAR Obligation Certification(opens in new tab)
- Business Narrative Form (Self-Employed)(opens in new tab)
- Business Narrative Form (ITIN Self-Employed)(opens in new tab)
- CDFI ADA Eligibility & Attestation Form(opens in new tab)
- CO Loan Originator Reasonable Inquiry(opens in new tab)
- Credit Authorization Form(opens in new tab)
- Disclosure Signature Requirements(opens in new tab)
- Exception Matrix(opens in new tab)
- Exception Request Form(opens in new tab)
- Gift Letter(opens in new tab)
- LLC Multiple Member Certificate(opens in new tab)
- LLC Single Member Certificate(opens in new tab)
- Multi-Member Signing Authorization Form(opens in new tab)
- New York CEMA Attorney List(opens in new tab)
- New York CEMA Comparison Disclosure(opens in new tab)
- New York CEMA Information Disclosure(opens in new tab)
- Non-QM Full Doc Eligibility Form(opens in new tab)
- Sample Bank Reference Letter(opens in new tab)
- VVOE(opens in new tab)
- Verbal Credit Authorization Form(opens in new tab)
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