Activator Equity First Loan Program

When credit falls short, look to equity.

Put Strong Equity to Work with Activator Equity First.

Strong equity deserves more financing options. When low credit scores, past credit events, or traditional income documentation requirements stand in the way, Victory Wholesale Loans helps brokers find another path forward. Activator Equity First, our flexible Alt-Doc mortgage solution for primary residences and second homes, opens new opportunities for equity-rich borrowers who may not qualify for traditional mortgage financing. With flexible income documentation options and an approach that looks beyond conventional credit challenges, Activator Equity First helps you overcome financing obstacles, rescue more deals, and turn strong equity into successful closings. With Victory Wholesale Loans, you have more solutions and more ways to close.

Solve Common Homebuyer Challenges

  • Low or No Credit Score No minimum FICO requirement means borrowers aren’t automatically eliminated because of credit score.

  • Non-Traditional Income Alternative documentation options are ideal for self-employed, retired, or asset-rich borrowers.

  • Cash-Out Opportunities Help borrowers tap into home equity, even after previous credit challenges or financial hardship.

Looking for a DSCR option? Focus on the strength of the property’s equity rather than debt service coverage ratios. Learn more.

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